Prefabricated homes built in our Smithville, TX factory to ANSI and HUD code, then delivered finished to your land. Park models, single-family, manufactured, modular, and double/single-wide — 48 floor plans from 399 to 3,274 sq ft, $42,899 to $359,113.
A prefab tiny home is a small house that’s prefabricated (built in sections at a factory) rather than constructed on-site, then transported to your land and installed finished. “Prefab” is an umbrella term — it covers park models (ANSI A119.5 RV-certified), single-family, manufactured, and modular homes, and single- and double-wide layouts. Tiny Homes USA builds every model in our Smithville, TX factory to the applicable ANSI or HUD code, with prices from $42,899 (The Burton, 399 sq ft park model) to $359,113 (Clayton Atlas, 3,274 sq ft double wide). Delivery is free within 1,000 miles of the factory. You buy and own the home outright — a finished, tangible product, not a build service or quote-based estimate.
Finished homes you own. Every model below is a completed, move-in-ready home you purchase and own outright — a tangible product, not a build service or quote-based estimate. The listed price is the full purchase price; ownership and title transfer to you on delivery to your land.
Real properties from our 48-model catalog. Click any model to see full specs, photos, and original 250+ word descriptions.
| Attribute | Site-Built | Prefab (Factory-Built) |
|---|---|---|
| Cost per sq ft | ~$175–$300 / sq ft | ~$54–$107 / sq ft |
| Build time | 6–12+ months | 10–14 weeks in-factory |
| Quality control | Crew- and weather-dependent | Climate-controlled, inspected at every station |
| Weather delays | Common (rain, frost, heat halts work) | None — built indoors year-round |
| Financing | Construction loan, then mortgage | Chattel, RV, FHA, VA, or conventional (per type) |
Prefab construction moves the entire build into a climate-controlled factory, which is why it lands at roughly a third of site-built cost per square foot and finishes in 10–14 weeks instead of most of a year. There’s no rain delaying the framing, no frost stopping the slab, and every section is inspected at each station before it ships. Site-built still wins when you need a fully bespoke design on a difficult lot — but for a finished, move-in-ready tiny home at a predictable price and timeline, factory-built is hard to beat.
A prefab tiny home is a small house that’s prefabricated — built in sections at a factory rather than constructed piece-by-piece on your land — then transported and installed finished. “Prefab” is an umbrella term covering several types we build: park models (ANSI A119.5 RV-certified, 399–765 sq ft), single-family and manufactured homes (HUD-certified), modular homes (IRC code), and single- and double-wide layouts. Every Tiny Homes USA model is built in our Smithville, TX factory and delivered as a complete, move-in-ready home you own outright.
Prefab tiny homes from Tiny Homes USA start at $42,899 for a 399 sq ft park model (The Burton) and run up to $359,113 for our 3,274 sq ft double-wide flagship (Clayton Atlas). Most park models fall in the $42,899–$70,899 range, single-family and manufactured homes in the $70,899–$90,899 range. The listed price is the full purchase price of the finished home. All-in cost on owned land adds your foundation, utility connections, and site prep depending on the lot.
Yes. Because prefab homes are built indoors in a climate-controlled factory, materials never sit out in rain or frost, and each section is inspected at every build station against ANSI or HUD code before it ships — quality control that’s hard to match on an open site. Well-maintained HUD-code manufactured homes routinely last 50–80 years, with roof and HVAC being the main lifecycle replacements. Homes shipped to tornado-prone states include engineered tie-down anchoring rated to F2 winds as standard.
Factory build typically takes 10–14 weeks, versus 6–12+ months for site-built construction, because the work happens indoors with no weather delays. Transport and on-site setup add roughly 1–3 weeks: the home (or each section, for double-wides) ships under oversize-load permits and is set on your foundation. A realistic order-to-move-in timeline is about 12–18 weeks depending on model, distance, and how ready your land is.
Yes, and the loan type depends on which kind of prefab home you choose. Park models are RV-certified and typically financed with RV loans. HUD-certified manufactured and single-family homes qualify for chattel (home-only) loans, and for FHA, VA, or conventional mortgages once placed on a permanent foundation on owned land and title-converted to real property. Modular homes are real property by default and qualify for conventional financing. Our team helps match you to the right program.
Placement is set by county, city, and HOA rules rather than by us. Most rural counties allow HUD-certified prefab homes on owned land with a permanent foundation, and park models are generally placed in RV parks or as accessory dwellings where local code permits. Suburban areas and deed-restricted or HOA communities can have stricter rules, and some prohibit certain home types. We deliver to all 48 contiguous states and help confirm placement viability for your specific lot before you order.
We’ll send you a delivered-and-installed quote for any model in our prefab tiny homes lineup. No pressure, no sales call — just numbers, your zip code, your timeline.
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