Permits, financing, delivery, customization, warranty, zoning, insurance. Tap a category, or search across all questions.
It depends on your classification. Park model RVs (ANSI A119.5) are treated as RVs in most jurisdictions — often no permit needed on RV-zoned lots. Foundation-set manufactured homes require standard building permits like any other dwelling. We help you confirm before you order.
In most rural counties, yes. City lots depend on zoning and ADU rules. Our team checks your specific county and zoning designation during the quote process.
HOA-controlled lots vary dramatically. Some allow tiny homes, most don’t. Read your CC&Rs carefully. If your HOA prohibits manufactured housing, a foundation-set modular build is sometimes a workaround.
As low as 5% on qualifying builds. 10–20% down unlocks the best rates.
No minimum credit score required. We work with first-time buyers, credit-rebuilders, and everyone in between.
Pre-approval in under 24 hours. Full underwriting and funding decision in 3–7 business days.
Yes. Several of our lending partners offer combined land-and-home package loans.
We coordinate licensed transport, handle permits for oversize loads, and schedule on-site setup. Free within 1,000 miles of our Texas workshop; flat-rate delivery outside that radius.
Yes. Professional setup is included: leveling, anchor installation, utility hookup coordination, and interior finish-out after transport.
Typical delivery window after factory completion is 1–3 weeks depending on state. Most homes reach their lot within 2 weeks of factory sign-off.
Steel-reinforced frame, R-30 insulation, LVP or hardwood-style floors, stainless appliances, premium cabinetry, heat-pump HVAC, energy-efficient windows. Full inclusion list on every model page.
1-year structural builder’s warranty on every new home, plus manufacturer warranties on all appliances, HVAC, and major systems.
Yes. Manufactured homes carry HUD insignia. Park model RVs are ANSI A119.5 certified. Both standards are rigorously inspected at our Texas facility.
Minor changes (finishes, appliances) are standard on all signature models. Major changes move you into the custom-build program.
Yes — our Custom Build program builds from your drawings or sketches. 12–20 week lead time. Typical budget $75–150k.
Yes. Solar arrays, battery storage, cistern plumbing, composting toilets, propane appliances — all available as add-on packages or standard on The Retreat.
Park model RVs are usually taxed as personal property (lower rate). Foundation-set manufactured homes on land you own are taxed as real property. Varies by state and county.
Yes. Manufactured homes on foundations use standard homeowners insurance. Park model RVs use specialty RV or mobile home insurance. We provide guidance on recommended carriers at closing.
Well-maintained manufactured homes hold 70–85% of value over 5 years. Foundation-set builds hold value better than wheeled units. Demand is strong in rental markets and ADU regions.
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